What is prepaid?

Prepaid is an innovative way to manage your money. A prepaid card looks, feels and works similar to a debit card, but it is topped up like a mobile.

Prepaid cards are NOT debit cards or linked to a bank account. Only the funds that have been loaded by the cardholder can be spent. There are no credit or overdraft facilities.

Prepaid cards can be used in cash machines, and for purchases worldwide wherever the MasterCard® Acceptance Mark is shown.

Some features:

Easily top up or withdraw funds
24/7 online account management
Secure Chip and PIN technology
Mobile services (optional)
Card personalisation

Some benefits:

Shop - Online, by phone or in-store
No credit checks
Pay bills & monthly subscriptions
A safe alternative to carrying cash
Accepted worldwide at retail outlets & ATM's
Convenient way to manage funds abroad
No bank, or credit fees

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MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International. The On-X MasterCard Prepaid Card is issued by Newcastle Building Society ("NBS") pursuant to licence by MasterCard International. NBS is authorised & regulated by the Financial Services Authority as an issuer of e-money (registration no. 156058).